Another 2,501 consumer and business bankruptcies were filed in November, pushing the year-to-date total for metro Phoenix to 28,849, according to the U.S. Bankruptcy Court in Phoenix. This is the most filings ever in one year, and we still have one more month to go.

I can’t believe 2010 is coming to an end, and tax season is around the corner. If you are considering bankruptcy, you should also consider any tax returns that you will receive in 2011 when filing bankruptcy right now. You may lose it! Schedule a free appointment today and we can discuss your situation.

If the value of your home is less than what you owe on your first mortgage, second (and third) mortgages are unsecured and may be removed from your home under a bankruptcy. This is a valuable tool for families who need to recover from financial difficulty and want to stay in their homes. Contact us

Not everyone looking at your Myspace or Facebook information is a “Friend.”

Bankruptcy filings are at a record high.